Why are Worksite / Voluntary Benefits important?
Imagine receiving income replacement when you have suffered a disabling injury or illness that prevents you from working at your job.
Only 5 states provide disability income payments for an off-the-job injury or illness – does yours? Does your company/organization replace your income when you are on maternity leave? How would you pay your living and household expenses?
Imagine receiving cash to help cover out-of-pocket costs due to a medical injury or illness.
Does your health insurance has high deductibles and copays that you would need to pay? What is your out-of- pocket cost if you suffered a heart attack or needed a transplant? Would you need to borrow or use a credit card to meet the deductibles and copays? A leading cause of bankruptcy in America is the out-of-pocket costs of a major illness.
What are Worksite/Voluntary Benefits?
Worksite / Voluntary Benefits offer a range of financial protection options that can be tailored to fit your individual and your family’s needs. These are individual benefit plans that you choose to add to help supplement the health insurance and benefits which are provided at your workplace. Group rates allow employees to purchase voluntary benefits at a lower rate than they otherwise could. Premiums are paid through convenient payroll deductions. You own the individual plan, and since most are “portable” you can take them with you. Plans include Accident, Critical Illness, Cancer, Dental, Disability, Hospital Confinement and Life Insurance.
Worksite / Voluntary Benefits give you the chance to decide what combination of benefits works best for you! Don’t let the gaps in your coverage hurt your future plans when an unexpected illness or injury happens.
If you are an employee or business owner concerned about your benefits, fill out the form to the right to request a complimentary review of your options. You will receive personalized attention from one of our highly skilled Worksite/Voluntary Benefits specialists.